Privacy Policy for DivIncome
Last updated: October 6, 2026
Wilson S. Cursino operates DivIncome. This policy describes how the app handles data.
Portfolio and simulations
Holdings, share quantities, purchase prices, and goals are stored on your device using Apple's SwiftData framework. Simulation inputs and results are calculated on your device and are not sent to advertising services by our app. Simulation scenarios use editable assumptions; they are not personalized financial or tax advice.
Market data and community cache
The app requests market data for ticker symbols from third-party providers, including Stock Analysis, Nasdaq, Vanguard, Yahoo, and EODHD when configured. These services receive the requested ticker and ordinary network information, such as your IP address. Their own privacy policies apply.
The app uses Apple's CloudKit to share cached public market quotes and to support stock suggestions. Cached records include ticker symbols, public quote/dividend information, and update times. Your share quantities and purchase prices are not included in these quote snapshots. Requests to Apple are subject to Apple's policies.
Advertising
When advertising is enabled, DivIncome displays Google AdMob banners. Google's SDK may collect information such as IP address (which may estimate general location), device identifiers, advertising interactions, and diagnostic data, depending on configuration, permissions, and applicable consent. We do not add your holdings, balances, or simulation inputs to ad requests.
Google's User Messaging Platform manages applicable consent messages. Where required, Settings → Advertising privacy → Privacy choices allows you to review your choices. The app currently does not request Apple's tracking authorization. Denying consent or unavailable ads does not prevent use of the simulation.
See Google's privacy policy and Google's advertising technology explanation.
Optional tips
Optional in-app tips are processed by Apple's App Store. We do not receive your payment card details. Apple handles purchase processing under its own terms and privacy policy.
Data management
You can delete holdings in Settings. Deleting the app removes its local app data, subject to device backups and Apple's platform behavior. Shared public quote records are independent of your local holdings. Third-party providers retain data according to their policies. Contact us for privacy questions or requests.
Children
DivIncome is intended for a general audience and is not directed to children under 13. Contact us if you believe a child has provided personal information to us.
Links and updates
External websites have their own privacy practices. We may update this policy as the app changes and will update the date above.
Contact
Email: wilson.cursino@gmail.com
© 2026 Wilson Soethe Cursino